Expert Financial Software Development Company

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Your Trusted Financial Software Development Partner

The financial software market is now over $133 billion. Businesses are using new cloud (57%) and AI (43%) tools to improve their work. This growth shows why standard, one-size-fits-all software is often not enough anymore.
A custom financial software tool helps your business work smarter. For over 13 years, Saigon Technology has been a trusted partner for clients in the USA, Europe, Australia and Singapore. Our 400+ engineers build safe financial software that grows with you. We connect you with top Vietnamese talent to help you innovate faster and save money.

400+

Software Developers

13+

Years in Business

800+

Projects Successfully Delivered

4.8

Star Rating on Clutch

Our Custom Financial Software Development Solutions

We build expert software for banks and financial companies to make digital banking simple and smooth. Our tools for loan management and core banking help you simplify tasks, follow all the rules, and give customers much better service.

Fintech & Payment Gateway Development

Saigon Technology helps businesses launch secure, high-performance financial platforms. We build real-time payment systems, digital wallets, and financial apps that can scale.

They have security built in to stop fraud, follow the rules, and protect data. Our team makes sure the software is fast and reliable. It can stay secure whether it handles millions of transactions or peer-to-peer transfers.

Investment and Wealth Management Platforms

We build software that helps companies manage investments and look at their financial details. This helps them make better decisions faster.

This includes trading platforms and systems to manage your portfolio. With these tools, you can track your investments live, analyze data deeply, and create your dashboards.

AI and ML in Financial Software Development

When developing financial software, we use AI to improve security, productivity, and personalization. Our software helps financial companies do well.

It gives them tools to guess what might happen in the future, offer special money advice, find fraud right away, and check for risks.

Insurtech and Regtech Solutions

Our Insurtech solutions include everything from automated claims processing to policy management systems. They are all made to be fast, accurate, and easy to use.

We build helpful software for financial companies that makes it easy to follow the rules. It helps with reports and lowers the risk from new laws that are always changing.

Blockchain and Digital Money Solutions

Our team builds safe and strong blockchain tools for companies in the finance world. These special tools can grow with your business.

We are very good at creating things like digital money exchanges, special finance apps known as DeFi, and smart contracts that run all by themselves.

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Why Choose Saigon Technology for Your Financial Software Development?

Cost-Effective Expertise

With Saigon Technology, you get a team of over 400 skilled engineers without the high cost of hiring locally. Our clients save a lot of money because our expert developers are based in Vietnam.

Access to the Top 1% of IT Talent

Our company brings together the very best IT talent in Vietnam. We have a tough hiring process that helps us find experts who have great skills and know how to work with teams in different time zones. Good English is very important for everyone we hire. To find the brightest new talent, our company also visits top universities. This helps us make sure we are always bringing the best people and the smartest solutions to our clients all over the world.

More Than a Decade of Experience

We have more than 13 years of experience as a software development company for financial firms. Our team understands the finance world deeply, helping you avoid common risks and build a successful project.

Guaranteed IP Protection and Security is a top priority at Saigon Technology.

To protect your data and systems, we adhere to ISO 9001 and ISO 27001 standards, sign NDAs, and guarantee complete IP ownership transfer. We provide secure financial software that satisfies the highest international standards. As a reputable financial services software development agency, our team follows data protection standards (SSL/TLS, GDPR, PCI-DSS), regulatory compliance (KYC/AML, Open Banking), and authentication approaches (OAuth 2.1, AWS Cognito, IdentityServer4).

Agile Methodologies and Transparency

At Saigon Technology, we use modern methods like Agile and DevOps to build high-quality financial software that adapts to your needs. This helps us work fast and solve problems quickly. You will have a dedicated project manager who provides clear communication, so you are always informed and set up for success.

Risk-Free Trial and Flexible Engagement

Try our service risk-free for two weeks with no commitment. We offer flexible ways to work, from a dedicated team to a fixed-price project. Our team tailors a plan to fit your goals and budget, helping you grow your business with confidence.

Discuss your project now

Financial Software Case Studies

Web Application

BAIBAI

Baibai is the cryptocurrency exchange website where users can buy/sell Bitcoin and other altcoins. Baibai adds a level of unprecedented security on top of a convenient marketplace solution. Directly trade major cryptocurrencies, using conventional FIAT payment methods.

Detail

Financial

Bitwin International

Customer: Singapore Engagement model: Fixed-price

Detail

Offshore Dedicated Team

GTW Prop Trade Pty

A startup company specializing in FX trading. Starting up a new solution for FX trading platforms to replace their old application.

Detail

Financial

Personal Loan Platform

The system was developed using a microservices architecture, and then the software development team was split up into many service teams that all followed the Personal Loan Platform values but were managed in various ways.

Detail

Financial

Evolution and Engine ODC

The client set up an ODC with Saigon Technology to help develop Engine and Evolution. Our ODC services delivered tailored solutions to meet their business needs.

Detail

Other case studies

Our Esteemed Clientele

Voices of Satisfaction: Client Testimonials

I have worked with Thanh (Bruce) Pham on several projects, and I admire his professionalism and his dedication to delivering high-quality work. He is responsive when answering emails and calls, as well as making sure that work always gets done on time. I am glad to be working with him and hope to continue working with him.

Mr. RJ Macasaet
Head of Partnership – DMI Global

Being a client of Thanh’s, from the beginning, I have been very impressed with Thanh’s professionalism and exceptional customer service. Thanh and his team have always provided me with high-quality work at a very reasonable cost and always within the given time frame. I have no hesitation in recommending Thanh.

Mr. Matt Niemeyer
Managing Director APAC – ISMS Global

I would recommend companies to work with Saigon Technology for their Software development or service needs. The project team is very responsible for their work and would recommend solutions in the interest of the client. The team also responds very quickly to requests, bugs, and questions. One exceptional quality of Saigon Technology was their patience with clients. There were several times when we were slow to respond or test our apps, but the project team was still very accommodating towards us.

Jeremy Heng, Development Manager
Rehau Group PTE

I had the opportunity to work with Thanh (Bruce) Pham and his team. What a nice experience, though! It could be said that I was impressed by his professionalism and his team's enthusiasm. They always asked me to check the right demand and to make sure whether each work point was the best option or not. It was my honor to work with such a great team of software development. Hope to meet them soon in the upcoming time!

Mr. Kirk Duncan
CEO of The Mobile App Man, Sydney, Australia

Over the past year, collaborating with Saigon Technology Solution company, we have brought high-quality financial software solutions. STS helps us meet the strict requirements of the IT market with software engineers, software testers, and internal system control. And all of these are evidence that we have chosen a good software outsourcing partner.

Mr. Corbin van Amelsvoort
Director at Topicus Vietnam

During our collaboration, Mr. Thanh and his company, Saigon Technology, have consistently demonstrated world-class leadership and execution in complex fintech projects. His ability to scale and lead high-performing engineering teams—while maintaining cost-efficiency and product quality—has been critical to our technology operations. His strategic insights and leadership enabled us to significantly improve system stability and deployment velocity. What sets Mr. Thanh apart is not only his technical vision but also his business leadership. He has built Saigon Technology into one of the leading offshore development companies in Vietnam, serving global clients across the U.S., Europe, and Australia.

Abe Jarrett
Senior Vice President of Software Engineering at Origence, USA

Accelerate Your Growth with a Trusted Financial Software Development Partner

Let’s build innovative financial solutions together - optimized for efficiency, scalability, and your business goals.

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Software developers at Saigon Technology

The Business-Critical Benefits of Custom Financial Software

Achieve Security and Compliance

Your custom financial software is built to meet all strict financial rules like PCI DSS and KYC. The software uses strong security like encryption and special login steps to protect sensitive financial data. This helps you stay safe and fully compliant with all industry standards.

More Efficient and Automated Operation

A financial software made just for you makes your work much easier. The system automates simple jobs, which reduces mistakes and saves money. Your team can then stop doing repeat tasks and focus on more important work, making your business faster and smarter.

Better Customer Experience and Engagement

Custom financial software gives your customers a great experience. A special app or tool designed for them feels easy and personal. Things like smart alerts or live investment tracking help build trust and keep customers happy and loyal to your business.

Build a System for the Future

A custom financial system is built to grow right along with your business. The software can easily handle more customers and work. It is also ready for future technology like AI or blockchain, protecting your investment and keeping you ahead of the competition for years.

Our Comprehensive Financial Software Development Services

Custom Software Development

We build financial software made just for your business. This new tool will match how you work and follow all the rules. Your daily tasks become easier, helping you find new ways to grow and lead in the market.

Generative AI Integration

Our team can add smart AI to make your software even better. This special AI helps with small tasks, finds fraud right away, and gives each customer a unique experience. Using AI helps your business work faster, stay safer, and connect with customers in a whole new way.

Maintenance & Support

Saigon Technology will stick around to keep your software in top shape. We handle security updates, add new features, and check on its performance. This makes sure your software keeps working perfectly for your users, long after it’s launched.

Our Flexible Engagement Models for Financial Services

Dedicated Development Team

This plan gives you a team of finance software experts. They become part of your own company and work with you daily. They bring both the technical skill and the business knowledge you need.

This model is for:

- Long and complex projects

- Work that needs the same team over time

- A reliable team you can talk to every day

Fixed Price

You know the cost from the start because the price is set and will not change. It’s perfect for a project with clear goals. We manage the entire project, so you can be sure it will be on time and on budget.

This model is for:

- Simple projects, such as a payment app

- Developing an MVP (Minimum Viable Product) to validate market demand

- Controlling costs without the need to manage the work directly

Offshore Development Center (ODC)

You can build your dedicated team in our Vietnam office. We provide full support—hiring the right talent, setting up the workspace, and ensuring robust security measures. This is a safe, efficient way for your company to expand into a new region.

This model is for:

- Building a large, scalable team that grows with your business

- Managing multiple products or projects simultaneously

- Retaining full ownership of your work while keeping it secure

Staff Augmentation

Bring our experts with the exact expertise you need. They join the in-house team and work under your direction to fill skill gaps. You can finish projects faster without the cost of hiring a full-time employee.

This model is for:

- Growing your team quickly for a tight deadline

- Accessing a special skill that is not available in-house

- Changing team size as the work demands

Technologies We Use

Saigon Technology’s Highlight Projects

Personal Loan Platform

GTW Prop Trade Pty

Personal Loan Platform

The challenges: A customer needed to build a big team of 20 experts in just three months for a very complex project. The project used new technologies and a rare computer language called Clojure. The team also had to move an old system to a new one and work together from different parts of the world.
The solutions : To meet a tight three-month deadline, Saigon Technology hired a new team right away. A clear plan helped everyone quickly learn about the project and its tools. The engineers even found a fun way to learn a rare computer language together. A smart work schedule was set up to help with different time zones. This plan gave everyone at least two hours of shared work time each day. Daily meetings and progress reports made communication simple, allowing the team to make fast decisions and adjust plans easily.

The results : Our customer got a skilled team at a great price, which helped their business grow. The project went very smoothly. The new team built many helpful features. They created an easier sign-up process for members and added important tools for fraud detection and lending. New portals were also made to help manage accounts, loans, and credit, making everything simpler with tools like automatic e-signing.

GTW Prop Trade Pty

The challenges: A new trading company needed to build a new application from scratch to manage its trading accounts. This new application had to work with special trading tools and handle huge amounts of data. Building and managing a new team in another country was also part of the plan.
The solutions: Saigon Technology brought in an expert to design the project and built a special team for the customer. This team used a method called Agile Scrum, with daily updates and reviews every two weeks to keep everyone in sync. The project was completed in three main steps: First, our team got the computer systems ready using AWS and taught everyone how to use the OnixS tools. Then, they turned the old program into a new website and built the main trading features. Finally, the team added even more helpful functions to the system. Using key tools like AWS, Jira for organizing tasks, and Miro for planning made the whole process smooth and successful.
The results: Our team helped the client build a whole new system from the ground up to manage their trade accounts, replacing the old software they were using. This teamwork allowed the client to run their business much more effectively. By working with our skilled team, the client also saved on costs. The new system was thoroughly tested to ensure it could handle a lot of data and operate smoothly.

See more our projects

Our Agile & Transparent Development Process

Project Discovery & Requirement Gathering

First, our team talks with you to fully understand your business goals. This helps us learn exactly what you need and creates a clear plan to avoid big changes later.

Demand Analysis & Planning

Next, we create a detailed plan just for you. This plan shows the project timeline and all the costs, so everyone knows exactly what to expect from the start.

Engagement Model

We help you choose the best way to work together. Then, our company builds a special model with the right engineers and designers to make your project a success.

Terms of a Contract Discussion

Our team is an expert at meeting the toughest rules in contracts for financial software. We explain all the details, like the work, payments, and schedule, in plain words so there are no surprises for you.

PoC / MVP Launch (Upon Request)

For a new idea, we can build MVP version first. This lets you check your main features with real users, which saves money and lowers risks.

Software Development

Our team uses the latest tools to create your software. We like to work with you step-by-step. This way, you can share your ideas and we can make changes as we build.

Quality Assurance & Testing

We have a special team that checks the software all the time. They look for any mistakes and make sure everything is safe. We want to be sure it works just right before you get it.

Deployment and Integration

Once your new software is ready, we help you start using it. Our team will connect it with the other programs you use. This helps everything work together nicely in your daily tasks.

Ongoing Maintenance and Support

Our job doesn't stop after your software is up and running. We will be there to help you with updates and support. We make sure your software stays safe and works well for a long, long time.

Our Insights

Methodology

Discover our articles

FAQs

We build security into your financial software from the start. Our team follows strict rules like ISO 27001, PCI DSS, and GDPR. We protect your data with tools like encryption and access controls, ensuring your software is safe and meets all global standards.

The price for your new software really just depends on what you need it to do. To give you a simple idea of the cost:

- A basic tool usually runs from $15,000 to $30,000. A medium-sized app with more features can cost between $30,000 and $80,000.

- For a big, complex system, the price starts at $80,000 and can go up from there.

Our expert team is based in Vietnam, which helps us offer you great quality at a fair price. We always map everything out for you, so all the costs are clear from the start. Feel free to reach out to us today for a free quote made just for your project.

Everything we build is yours. We protect your ideas with a strict agreement from the beginning. When the project is finished, we transfer all ownership to you. This includes all the code and project files. You are in full control, and the rights belong only to you.

The time it takes depends on the project's size: A small project or a first version takes 2 to 4 months and a large, full system takes 6 to 12 months or more. We apply the Agile process, so you will see results often. It means we can adapt if your plans change.

Let's Build the Future of Your Financial Project with Our Service

We are a global trusted partner as a financial software development agency. You will get high-quality software that is secure, scalable, and prepared for the future.